situation that can become legally complicated occurs when two people
co-own a car, and one gets into an accident. An auto
accident lawyer in Granite City, IL may be
necessary to make sure anyone injured in this collision receives
appropriate financial compensation as well as payment for property
whether someone is liable depends partly on the type of insurance.
Some insurance policies follow the driver, so to speak, while others
follow the vehicle. Policyholders should know which type they have in
case they ever plan to use someone else’s car or lend theirs to
someone else. The same applies to people who co-own a vehicle. Do
they need one insurance policy for the vehicle or two separate
liability policies for each of them?
An auto accident lawyer in Granite City, IL can also advise people during a free initial consultation whether they have a good case or not. Consider a situation in which someone co-signed a loan for a relative and has not experienced any trouble regarding defaulting.
However, if that
person causes a collision and is underinsured for the amount of
liability, anyone who is injured may wonder if the co-signer’s
automotive insurance is liable. They might want to file a lawsuit
against the co-signer if that individual has enough assets to pay
directly. This may, in fact, not be a valid case against the
co-signer. Technically, the co-signer does not own the vehicle. An
experienced attorney would need to evaluate the circumstances.
The Aspect of
In some instances, the aspect of negligence applies. For instance, if one co-owner knows that the other one should not be driving, an attorney with a law firm such as Becker, Schroader & Chapman, PC may use negligence in the argument for compensation if an accident occurs. An obvious example would be letting the other owner drive the vehicle while intoxicated. The injured person then may be more in their right to expect the co-owners’ insurance to pay for medical expenses, lost wages, and property damage. People with doubts can visit the website to get started.