Debt can have an impact on every aspect of a person’s life. When people have credit problems, they may get turned down for a job as they can’t pass the security clearance. Others find they are unable to secure an apartment, as the landlord won’t accept those with bad credit; and some find their health is suffering due to the stress they are under as result of this debt. These are only a few examples of how debt can negatively affect the borrower. Thankfully, with the help of debt relief in St. Louis, this no longer has to be the case.
A debt relief attorney works to ensure the claim made against the debtor is valid. In addition, he or she looks to see if the creditor has the legal right to collect on this debt. This differs from situation to situation. Therefore, it never hurts to speak to an attorney. If the debt is valid and the creditor can legally take action to collect the funds, the attorney may work with the creditor to come to an agreement to settle the debt.
One option debtors should consider when faced with overwhelming bills they cannot afford to pay is bankruptcy. Although laws have changed regarding who can and cannot file bankruptcy, many people will find they can obtain debt relief in St. Louis, and still maintain assets with this process. As there are different types of bankruptcy filings to choose from, it’s always best to consult with an attorney to determine the right option for a person’s unique situation.
The Law Offices of Steven K. Brown works with consumers and small businesses every day to help those in need of debt relief. Regardless of whether the debt involves normal household expenses, unexpected bills resulting from an emergency or medical bills, relief is available when a person knows where to turn. The firm has 35 years of experience helping individuals in this situation and will be glad to discuss bankruptcy options with anyone faced with overwhelming debt. Visit us today to learn how we can help you.
